We work with ALL the French banks so we are able to find ALL the best deals.

We're brilliant with French mortgages...

A good investment is all about the right financing. Our mortgage division will sweep the entire market for you and find the best deal that suits you.

From a simple conversation, it will be possible to pre-approve you over the phone and tell you which mortgage you can take.

We then take care of everything for you, including setting up a French bank account for your rents to go in to and your mortgage to go out of.

Applying is easy the initial conversation takes just a few minutes. Call  0161 976 5656.

Mortgages in the euro-zone can be very competitive with rates from as little as 3.4%depending on status and the type of mortgage that you take.

French Mortgage Types...

We have a selection of mortgages for you to choose from. Interest only, repayment, variable and fixed. Fixed mortgages can be fixed for the entire term of the mortgage to help you plan your finances.

French Mortgage criteria...

The banks generally look for around no more than around 33% of your gross monthly income to be taken up by fixed outgoings (loans/mortgages etc).

The banks favour track record of employment. Self-employed normally need minimum of 1 year accounts.

As in the UK, the French banks will as for all the usual documents such as pay slips and bank statements. They will look at your whole financial picture and come to a quick decision.

Depending on the strength of the case an overseas investor can generally expect an 80% LTV although between 70 and 80% is common. Sometimes 90% is available which means that you deposit can be significantly reduced. However it's worth remembering that the lower your deposit then the higher your monthly payment.

Our team of experts based here in the UK, we can assess your application before it is presented to the lenders. We help manage the entire process to a speedy conclusion should your documentation be in order...

Equity Release is a term commonly used to indicate the release of capital (the amount you own free and clear) from a real estate property.

In France you can release up to 75% of the value of your property in cash to use for other projects.

This is a new introduction to the French mortgage market so please call us for more information.